by karendouglas | Mar 14, 2019 | Uncategorized
VA Loans are no-down payment loans that have helped more than 22 million service members become homeowners since 1944. They’re called VA Loans after the Department of Veterans Affairs, which introduced them in 1944 as part of the GI Bill. Through the first half of...
by karendouglas | Jul 23, 2018 | Buying a Home
Looking to buy a home and wondering what all this crazy lingo is about? Here’s the scoop on what these words and acronyms are trying to convey in our Complete Mortgage Glossary: (You might want to bookmark this page.) Adjustable Rate Mortgages or “ARMs”: These...
by karendouglas | Mar 9, 2018 | Buying a Home
Mortgage Credit Certificate Program for first time homebuyers survives the new tax reform! A Mortgage Credit Certificate gives qualified home buyers a dollar for dollar tax credit for part of the mortgage interest paid each year. It directly reduces a homeowner’s...
by karendouglas | Feb 16, 2018 | Housing Predictions
Analysts are now starting to take a look at the big questions that will matter in the home market in the coming year. The biggest question being, where will mortgage rates end up in 2018? Mortgage Rates One of the more immediate questions homeowners and...
by karendouglas | Dec 26, 2017 | Buying a Home, Housing Predictions
One top factor that people look for when buying a home is the community and walkability of the area. Home buyers prefer a house that provides them easy access to stores and restaurants. You don’t want to get a home loan, then have more expenses in both time and...