Are You a Veteran? What to Know About VA Loans

Are You a Veteran? What to Know About VA Loans

VA Loans are no-down payment loans that have helped more than 22 million service members become homeowners since 1944. They’re called VA Loans after the Department of Veterans Affairs, which introduced them in 1944 as part of the GI Bill. Through the first half of...

Jumbo Mortgage Loans

In the Bay Area, many of us hear the term, “Jumbo Loan” due to the high cost of buying a home. However, most individuals and families do not understand what this term means. In the US, there are two main entities (Freddie Mac and Fannie Mae) that provide...

California FHA Loans

What is a FHA Loan? An FHA loan is a home loan that is insured by the Federal Housing Administration. That means the bank’s loans are guaranteed, so if you don’t pay the bank will still get paid. Banks more willing to give out these loans than ones with out FHA...