by karendouglas | Mar 14, 2019 | Uncategorized
VA Loans are no-down payment loans that have helped more than 22 million service members become homeowners since 1944. They’re called VA Loans after the Department of Veterans Affairs, which introduced them in 1944 as part of the GI Bill. Through the first half of...
by karendouglas | Dec 22, 2018 | Mortgage Loans
The mortgage industry has undergone several changes over the years. The two biggest changes are the increased length of time and amount of paperwork required to close a transaction. While the process can be lengthy and at times, the core items required to close a...
by karendouglas | Mar 16, 2018 | Buying a Home
The country’s new tax laws, ushered in by President Donald Trump and his Republican counterparts late last year, will bring many changes to the mortgage industry. Namely, the Tax Cuts and Jobs Act reduces the available mortgage interest deduction from $1...
by karendouglas | Feb 23, 2018 | Housing Predictions
The Median Home Price for a single family residence in Danville in December 2016 was $1,213,000. That Median Home Price rose in November 2017 to $1,350,000. But the price declined in December 2017 to $1,322,500. The price per square foot in December 2016 was...
by karendouglas | Jan 28, 2018 | Buying a Home
In the Bay Area, many of us hear the term, “Jumbo Loan” due to the high cost of buying a home. However, most individuals and families do not understand what this term means. In the US, there are two main entities (Freddie Mac and Fannie Mae) that provide...