by karendouglas | Mar 14, 2019 | Uncategorized
VA Loans are no-down payment loans that have helped more than 22 million service members become homeowners since 1944. They’re called VA Loans after the Department of Veterans Affairs, which introduced them in 1944 as part of the GI Bill. Through the first half of...
by karendouglas | Jan 28, 2018 | Buying a Home
In the Bay Area, many of us hear the term, “Jumbo Loan” due to the high cost of buying a home. However, most individuals and families do not understand what this term means. In the US, there are two main entities (Freddie Mac and Fannie Mae) that provide...
by karendouglas | Dec 14, 2017 | Buying a Home
When you apply for a mortgage, it’s potentially one of the most important things you will ever do. Most people require a mortgage in order to finance a house. Because buying a home is one of the greatest investments you will make in your life, it’s important...
by karendouglas | Nov 21, 2017 | Buying a Home
When shopping for home loans, you may be overwhelmed at the prospect of finding the right fit for you. There are a number of different types of loans, with different limits, terms, rates and lending guidelines. Here we look at two of the most popular loan types, the...
by karendouglas | Apr 10, 2017 | Buying a Home, Video Diary
Can you use a converted in-house unit for rent in applying for a mortgage? Karen Douglas breaks it down.